Loan Information

  • NEW and previous calendar year 4.75%
    autos, boats, and most RVs
  • Purchase or refinance USED autos, boats, and RVs with value over $5,000 and less than 10 years old 5.25%
  • Secured under $5,000 and when purpose other than purchase 7%, also Dirt Bikes, ATVs & Snowmobiles.
  • Unsecured loans over $3,000 9.0%
  • All loans under $3,000 and Line of Credit loans 12.00%
  • Fully Share Secured Loan 2% over dividend rate on savings or CD
  • QuickLoan a substitute for Payday loans 18% loan not over $500 to be repaid within 3 month. No credit report when payroll deducted. Maximum of 3 QuickLoans.

Will match competitors’ rates on Secured Loans Over $5,000 with some conditions.

Bluebook quotes available for car you are buying & your trade-in: (541)341-4674 or (800)716-2628.

You may fax in a loan application to (541)341-6432, afterward please mail original to CU office. Click the link to the left to download a loan application. Applications also available from your Store Rep or the Credit Union Office.

ALTERNATIVELY, the CUDL Program allows you to apply for a Credit Union loan at major auto dealers. Click on the AutoSmart button to the left for more information.